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PROFESSIONAL & MANAGEMENT LIABILITY
We are committed to providing companies with innovative ways to manage the growing liability risks they face. Our insurance products and programs are designed to minimize potential risks by closely matching coverages to the specific needs of the insured.
Why Professional & Management Liability?
In this increasingly litigious society, businesses face risks that were unheard of just a few short years ago. Often, general liability policies do not cover specific exposures that could lead to devastating judgments and even financial ruin. We are committed to delivering quality products at competitive prices through prudent underwriting, superior servicing, expert claims handling and innovative solutions.
We offer a broad array of industry leading products, as well as experienced and talented individuals, whose goal is to meet client expectations. Our aim is to help clients better recognize their specific needs and then craft solutions that combine quality protection with competitive pricing.
We offer the following products:
- Employment Practice Liability Insurance (EPLI) protects companies and individuals against loss (damages and defense costs) arising out of employment practice disputes. Common claims allege discrimination, sexual harassment, wrongful termination, and wrongful discipline.
- Directors & Officers Liability (D&O) protects directors and officers of public, private, and not-for-profit corporations against loss (damages and defense costs) arising out of their status or conduct as directors or officers. Common claims allege breach of duty, security law violations, and unfair competition.
- Fiduciary Liability protects fiduciaries (as defined by ERISA) against loss (damages and defense costs) arising from the administration and management of employee benefit and pension plans. Common claims allege ERISA violations, negligent advice, careless plan management, and errors and omissions.
- Professional Liability / Errors & Omissions (E & O) protects companies and individuals against loss (damages and defense costs) resulting from acts, errors or omissions in their performance of professional duties; CPAs, Attorneys, Engineers, Architects, Surveyor, Realtors & etc... Common claims allege negligence, misrepresentation, design errors, violation of good faith and fair dealing and inaccurate advice.
- Cyber Liability: Modern businesses rely on electronic data, computers and networks to support critical operations and better serve customers. Think about it: Do you use e-mail; store data, including private information on computers; generate revenue online; or use network to control production, manufacturing, inventory or a supply chain? If so, then you are at risk if you don't have information risk coverage.
- Technology Insurance Solutions offers a portfolio of product coverages, which are customized to address technology industry. It pays for damages and claims expenses caused by negligent acts, errors and omissions; failure of the technology services to perform as intended; and breach of warranties or representations. Which may also include copyright and trademark infringement, and plagiarism.
- Fidelity/Comprehensive Crime Coverage protects organizations and financial institutions from loss of money, securities, or other property resulting from crime. Common claims allege employee dishonesty, forgery, robbery, safe burglary, computer fraud, wire transfer fraud, counterfeiting, and other criminal acts.
- ERISA Insurance reimburses covered plans for loss due to fraud by a trustee, officer, employee, administrator or a manager, except an administrator or a manager who is an independent contractor. Coverage is available as a stand-alone product or as an endorsement to our Comprehensive Crime Policy. Third Party ERISA is also available on a stand-alone basis and includes administrators or managers who are independent contractors.
Please Contact Niren Shah at (513) 489-6422 or
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for further information or quote.
This material is for informational purposes only. All statements herein are subject to the provisions, exclusions and conditions of the applicable policy. For an actual description of all coverages, terms and conditions, refer to the insurance policy.
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