Q: Does my wedding have to be in the U.S.?
A: No. You are covered if your ceremony and reception are held in the U.S., Canada, Puerto Rico, a U.S. Territory, or aboard a cruise ship departing a port in one of these locations. For a nominal extra premium, you also may insure ceremonies and receptions held in the United Kingdom, Mexico, the Caribbean Islands, or cruises departing one of these locations (except for Cuba or Haiti). Please note, liability coverage is not available in these extended territories. See sample policy for more details. You have to be resident of Ohio, Indiana, Michigan, Illinois, Pennsylvania, New York & New Jersey in order to buy wedding insurance.

Q: How old do I have to be to get coverage?
A: The purchaser, bride and groom must be at least 18 years old.

Q: Basically, what does the Wedding Protector Plan^SM cover?
A: The plan can reimburse you if an important item related to your wedding (for example, your ring) is lost or damaged before you get married. The plan can reimburse you in case you lose your deposit if a vendor (for example, your florist) goes out of business before your wedding. You also can receive funds if events beyond your control cause you to postpone your wedding. You may add coverage to protect you in case someone at your wedding is injured or causes damage to property of others. Of course, certain terms and conditions apply to these coverages, which you will want to review before you purchase your Wedding Protector PlanSM. read sample policy

Q: What's not covered?
A: The Wedding Protector PlanSM typically covers things beyond your control. So, for example, if you or your fiancée decide not to get married, you are not covered. Of course, you will want to familiarize yourself with other details about what is and is not covered before you purchase your Wedding Protector PlanSM. read sample policy

Q: Am I covered in case of bad weather on my wedding day?
A: The Wedding Protector PlanSM makes a distinction between a rainy day and truly severe weather, like a hurricane. If it rains on your wedding day, you are not covered. However, if for example, a hurricane causes you to postpone, we can provide reimbursement for non-recoverable expenses.

Q: My fiancé is in the military? What if he/she is called up right before the wedding?
A: If circumstances beyond your control (for example, an unforeseen deployment) cause you to postpone your wedding, Wedding Protector PlanS can provide reimbursement for non-recoverable expenses.

Q: Do I have to buy liability insurance?
A: You are not required to elect liability coverage as part of your Wedding Protector PlanSM. However, you may wish to contact the locations where you will hold your ceremony and reception, as they may require you to show proof of liability insurance.

Q: Basically, what does liability insurance cover?
A: Liability insurance can protect you from liability for property damage/personal injuries to third parties at the location of your ceremony and reception. You also have the option to include liquor liability coverage, which protects you and your immediate family from alcohol-related accidents caused by a guest of your wedding.

Q: Can I get liability insurance for my wedding without buying the Wedding Protector Plan?
A: No, We do not sell stand-alone wedding liability insurance. Liability coverage is offered as an endorsement to the Wedding Protector Plan.

Q: Doesn't my homeowners insurance provide liability protection?
A: It may or may not cover you. You may want to talk to an insurance agent to decide how best to cover your liability exposure.

Q: Why might I choose United Insurance’s wedding insurance over another plan?
A:

• No deductible—If you have a claim, there is no deductible. That means covered losses are paid from the first dollar up to the applicable limit.
• Fair price—You will find the Wedding Protect Plan premium compares favorably with other policies. calculate premium
• Easy application—You can apply in a matter of minutes and have your policy via email. purchase
• Agent support—If you care to discuss your needs before you buy, there are over 8,600 Travelers agents nationwide can help.
• Trusted source—You have a nationally known and respected insurer, Travelers, standing behind your policy.

Q: Do I have to apply online?
A: No. If you prefer, you may place your order by calling or visiting our office; Contact Us.

Q: How do I make payments?
A: You can make payments by; checks; cash; credit cards or EFT (Electronic Fund Transfer).

Q: When is the right time to purchase my insurance?
A: You can buy your policy as soon as you begin spending towards your wedding.